Your ERP becomes the customer's financial hub|
Automatic bank reconciliation, real-time bank data and Pix billing, inside your management software, with a single API.
Management software already running on Pluggy
The problem
An ERP that only organizes data has become a commodity
Finance happens outside the ERP
Customers use your software to run the business, but leave it to reconcile at the bank and to collect payments in another app. Every task outside your product is an opening for a competitor.
Bank connections are expensive to maintain
Integrating and maintaining dozens of banks takes months of engineering. And every bank API change becomes maintenance for your team, in the middle of the roadmap.
No real-time view
Without automatic bank statements, customers can't see their consolidated cash position, and the ERP stays a record-keeping tool instead of a decision-making one.
With Pluggy
Data and Pix in a single API. You don't become a bank
Automatic reconciliation
Bank statements imported straight from the bank via Open Finance. Entries reconciled without anyone checking spreadsheets.
Consolidated multi-bank view
Balances and statements from 220 financial institutions in one place, in the same schema, whatever your customer's bank.
Native Pix billing
Pix, Pix Automático and boleto generated from inside the ERP. Automatic write-off when the payment arrives. Same-day settlement, no card fees and no chargebacks.
Cash management
Move balances between accounts of the same holder with rules set via API: sweeping, top-up and scheduled transfers.
New revenue with embedded finance
Monetize connectivity, billing and payments inside your ERP. Bank connectivity stops being a cost and becomes revenue.
Regulated infrastructure
Connections through Open Finance, regulated by the Central Bank of Brazil. The payment initiation (ITP) license is Pluggy's, not yours.
Why Pluggy
Read and move money with the same API
import { PluggyClient } from 'pluggy-sdk';
const client = new PluggyClient({
clientId: process.env.PLUGGY_CLIENT_ID,
clientSecret: process.env.PLUGGY_CLIENT_SECRET,
});
// 1. Connect an item (sandbox)
const item = await client.createItem(
SANDBOX_CONNECTOR_ID,
{ user: 'user-ok', password: 'password-ok' }
);
// 2. Read accounts and transactions
const { results: accounts } =
await client.fetchAccounts(item.id);
const { results: txs } =
await client.fetchTransactions(accounts[0].id);
console.log(txs);Data and payments, one contract
Reading bank statements, Pix billing and supplier payments come from the same API and the same credentials. One contract, one specialized support team.
Truly multi-bank
Your customer connects any bank in Brazil. You get the data in the same JSON, whatever the institution.
White-label Pluggy Connect
The widget handles the bank connection UX. You don't build the authentication flow, you embed it in hours.
Sandbox with realistic data
Test the whole flow with simulated data before going to production. No bank agreement needed.
Built for your niche
From horizontal to vertical ERPs
Each segment has a different reconciliation pain. The same API solves all of them.
ERPs for construction
Reconcile the finances of each project with real-time bank data, without depending on statements sent by email.
ERPs for agribusiness
The farm's bank statement flows into the system automatically, with no OFX files and no spreadsheets, even across multiple accounts and banks.
Horizontal SMB ERPs
One integration covers every bank your customers use. It replaces the OFX process for good and becomes a selling point.
Learn more
The technology behind the financial ERP
Pluggy API
Data connectors, enrichment and Pix payments in one integration, with the same credentials.
Pricing
Data from R$ 2,500/month and Payments from R$ 500/month. 15-day free trial in production.
Transactions API reference
The endpoint that feeds automatic bank reconciliation, in the English documentation.
Get started
Your ERP already has the customer. Now become the center of their money
Data and Pix in a single contract. We'll show you how to bring automatic reconciliation and billing into your product, and how that turns into revenue.
FAQ
Frequently asked questions
Still have questions?