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Pix Automático beta is now available by invite only! Public launch on June 16th.Learn more
Pix Automatic Pluggy:
boost your recurring collections.
Schedule, charge, and receive. No boletos, no cards, no headache. Pix Automatic is now available for integration. Enable recurring charges directly from your customer's account. Reduce costs and failures with Pluggy's API.
Talk to our teamTest nowAuthorize Pix Automatic for recurring payments.
Your Company
via Pluggy
Authorization complete!
Your payments will be automatic.
Is your recurring revenue leaking?
Payment failures by card (limit, expiration) and forgotten boletos are the cause of 22% of involuntary churn in subscription companies in Brazil. Card processing costs reach 2.33%, while credit default hits 3.5%.
Pix Automatic tackles all three issues at once.
You recover revenue, reduce costs, and increase efficiency.
-25%
delinquency
Reduce involuntary churn from payment failures
-80%
processing cost
Average savings on fees vs. card + boleto
D+0
in your cash flow
Automatic and predictable settlement
The complete platform for Pix Automatic
The Bacen protocol defines the rules. Pluggy delivers the ready-to-scale infrastructure for you.
Native Scheduler
Schedule charges with our Scheduler and automate your cash flow.
Fast Integration
Integrate in minutes with our ready-to-use Checkout and SDKs for Node, Python, and Go.
Granular Webhooks
Monitor every step (success, failure, retry) with real-time webhooks.
Dashboard & Support
Scale with a complete dashboard for management and specialized technical support.
Four steps to automate your revenue
1. Autorize
Your customer gives one-time consent in their bank's secure environment.
2. Agende
Our platform automatically schedules future debits.
3. Debite
On due date, the amount is debited and settled for you.
4. Concilie
Track all transaction statuses in real time.
For all types of recurring businesses
Gyms: Ensure monthly fees are collected automatically.
Schools: Automate tuition and fee collections without boletos.
SaaS: Reduce churn from card failures and increase LTV.
Condominiums: Simplify ordinary and extra fee collections.
Utilities: Offer a modern alternative to automatic debit for bills.
Insurers: Guarantee premium payments without card limits.
Accounting: Program monthly fee collections automatically.
Subscription Clubs: Charge fixed or variable amounts each cycle.
Credit: Automate loan and financing installment payments.
Pix Automatic enables rethinking experiences.
Default to on-time
Payment becomes automatic, not a monthly task for your customer.
Flexible models
Low friction enables charging by usage, event, or any frequency.
Smart contracts
Condition payments on real-world events, using data to trigger charges.
Turn your collections into results.
Talk to a specialist and see how Pluggy can optimize your operation.
Talk to a specialistSee API documentation
Frequently Asked Questions
Our model is simple: we charge a fee per successfully settled transaction, with no setup costs. We work with a minimum monthly usage fee to ensure the sustainability of our infrastructure, with affordable plans for startups and the robustness needed for global-scale companies.
Absolutely. The entire consent and authentication journey takes place in the secure environment of the payer's financial institution, ensuring data protection and process reliability.
You can define the frequency, the validity period of the consent, and value limits per transaction or per period.
The payment instruction must be sent between 2 and 10 days before the due date. On the scheduled date, the first debit attempt occurs at dawn to maximize the chance of success.
If the first attempt fails due to insufficient funds, a second attempt may occur on the same day. According to the defined policy, new attempts can be made on subsequent days.
Yes. The payer has full control and can revoke the authorization at any time, either through your app interface (via Pluggy) or directly in their bank's app.
Yes. PIX Automático supports both fixed and variable payments, within the maximum limit agreed in the authorization.
Pluggy informs the status of each payment in real time through APIs and webhooks, allowing your system to have instant visibility.
The PIX Automático authorization journey is 100% digital, faster, and with less bureaucracy than conventional direct debit.
